Current Consumer Loan Rates

Effective 7/1/2017

SECURED LOANS

New and Used Vehicles, Boats, Motorcycles,
Recreational Vehicles and Miscellaneous Security

Term Annual Percentage Rate
Up to 36 months 2.74% to 16.45%*
37 to 48 months 2.74% to 16.95%*
49 to 60 months 2.74% to 17.45%*
61 to 72 months 3.24% to 17.95%*
73 to 84 months 4.24% to 19.45%*

PLATINUM MASTERCARD

Introductory Rate – first 6 months / billing cycles 3.99% APR**
Fixed Rate (after Introductory period) 7.90% – 13.75% APR**

FIRST MORTGAGE

Mortgage Rates

Click the button above to calculate a mortgage rate from Skyward Credit Union.

UNSECURED LOANS

8.75% TO 20.00% APR*

HOME EQUITY LINE OF CREDIT

Variable Rate Effective 11/28/2017

TERM ANNUAL PERCENTAGE RATE
Up to 144 months, up to 80% Loan to Value 5.00%
Up to 144 months, 81% – 90% Loan to Value 5.75%

Fixed Rate Home Equity Loan

2nd Mortgage

TERM ANNUAL PERCENTAGE RATE
Up to 84 Months, max 80% loan to value 5.49%
Up to 84 Months, 81% – 90% loan to value 5.99%
85 to 120 Months, max 80% loan to value 5.99%
85 to 120 Months, 81% – 90% loan to value 6.49%

 

SAVINGS SECURED LOANS

Type Annual Percentage Rate
Share Savings Secured Loans 2.00% + Share Account Rate
Certificate Secured Loans 2.00% + Certificate Rate

*Rate is determined by term, credit score and collateral value. Eligibility for lowest secured loan rate in each tier is based on applicant’s credit score, age of collateral, requires a Skyward Credit Union checking account and automatic transfer of loan payments with a maximum term of 60 months.

**Rate is determined by credit score.