Skyward Credit Union’s Platinum MasterCard
Low interest rates, No transfer fees, 1% Cash Rewards, and More
Apply for a Credit Card
- 3.99%APR introductory rate for the first 6 months
- Super low rate starting at 7.90%APR
- 1% Cash Rewards
- Mobile Payments with Android Pay, Apple Pay, and Samsung Pay
- No balance transfer fees and no annual fee
- Credit limits up to $25,000
- $1,000,000 Travel Accident Insurance
- 24 hour fraud protection and free online account access
- Skyward Mastercard Benefits Guide (PDF)
You can start saving immediately with our low 3.99% introductory APR*. Transfer other high rate credit cards to your Skyward Credit Union Platinum MasterCard and start saving today! To apply for a Skyward Credit Union Platinum MasterCard, click on the Apply Online button or just print our Credit Card Application. complete it, and return it or FAX it to one of our Loan Departments: Mid-Continent FAX – 316.517.7668, Pawnee FAX – 316.515.3906, and Independence FAX – 620.332.0232.
*Promotion Annual Percentage Rate is in effect for purchases and balance transfers for the first six billing cycles, after which the rate will return to the regular card rate which may vary. Full disclosure of credit terms available on request. No minimum finance charge.
For Customer Service or Lost / Stolen Cards, Call Card Services: 1.866.570.1238
Want to learn more? Read our Credit Card Agreement.
|Annual Percentage Rate(APR) for Purchases, Cash Advances, & Balance Transfers||3.99% introductory APR for the first 6 months. After that, your standard APR will be 7.90%, 11.75%, 13.75% depending on your credit history.|
|Paying Interest||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest for cash advances and balance transfers on the transaction date.|
|Minimum Interest Charge||None|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.|
|Fees to Open or Maintain your Account:|
||1% of each transaction amount, if the transaction involves a currency conversion. 1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion|
||Up to $20 if your payment is late 5 days or more|
||Up to $10 if your payment is returned for any reason|
How we will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your account agreement for more details. How we will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your account agreement for more details. Loss of Introductory Rate: We may end your Introductory Rate and apply the standard APR disclosed above if you make a late payment. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.