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About Skyward Credit Union

Your Credit Union is a democratic financial cooperative, organized, owned and controlled by its members. The membership of a Credit Union is comprised of a group of people who share a common bond. Individuals invest a small required deposit in a share savings account, which entitles them to all membership benefits including one vote each in the annual election of Directors and Committee members who are qualified member-volunteers. These elected volunteers direct the operations of the Credit Union to benefit all members.

Skyward Credit Union was chartered on July 16, 1941 as a Not For Profit corporation under the laws of the State of Kansas to accept the savings of members . . .To make loans to members for provident purposes . . . And to carry on the business of a credit union in accordance with the General Sessions Law of 1929. The Credit Union is regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA), an independent agency of the United States government.

Member share savings deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the NCUA, totally independent of the bank and savings association insurance funds

If you are interested in joining Skyward, go here to learn who can join, and how to join Skyward.

How is a Credit Union Different From a Bank?

A Credit Union is a democratic financial cooperative, organized, owned and controlled by its members. Every member-owner with an account at Skyward Credit Union is equal no matter how many dollars are on deposit. Each member in good standing is allowed an individual vote to elect our volunteers for Board of Directors and Committee member positions. All elected officials are volunteers and cannot be paid for their expertise and service. Credit Unions are the Consumer’s Choice for financial service. Operating income of the Credit Union is returned back to the members in the form of higher savings rates, lower loan rates, and lower fees. Credit Unions offer high-value, low cost services.